It provides $0 surcharge, interest-free and zero handling fee credit card payment in 3 installments, and can also provide consumption coupons, all of which are subsidized by X Pay (for example: $50 for purchases over $100, $80 for purchases over $800).
X Pay is used by over 1,000 local merchants and brands in Hong Kong, offering customers discounts on online purchases. X Wallet App users can bind Apple Pay, Visa/Master credit cards, and make purchases by scanning the merchant’s QR Code. With the perfect identity verification security, customers can use credit cards to make purchases without worries.